Joanne Valverde

Sr. Mortgage Advisor Contact Me Apply Now

Joanne was one of the few raised in Highland Park and continued her education with a Bachelors in Business from the USC Marshall School. She's a local that built up a life for herself in Eagle Rock with her husband and two children. A Northeast LA native, combined with her experience in Mortgage Banking for over 15 years...+Read More

Joanne Valverde
  • I just completed a mortgage refinance. It wasn’t as painful as I thought it would have been. I believe this is largely due to Joanne and team. They were very professional and knowledgeable about the entire process. I appreciate Joanne taking the time to explain the process and her patience with me if something was […]

    Stacy Richard - July 23, 2019
  • I totally agree with all the reviews here in page. Joanne is indeed extremely knowledgeable, helpful, and trustworthy! The first time I talked to her, she assured me that the home buying process will be very smooth. She was very confident that her team can provide high quality service. I am glad that I decided […]

    Ellis Mendoza - July 16, 2019
  • Joanne and her team were excellent. We truly could not have had a better experience. After a bad experience with another lender, we were referred to Joanne by our realtor. We may have lost the deal if it weren’t for her tireless efforts. She was always pleasant, professional and super responsive. Joanne is very knowledgeable […]

    Aden King and Berenice Campos - June 18, 2019
  • Joanne was extremely knowledgeable, helpful and trustworthy. She made me feel very comfortable! I really appreciate the hard work from her and the supporting staff! I was very impressed with the entire process! Joanne + her team handled everything and did a great job! Thank you!

    Private - May 9, 2019
  • Mi hijo y yo estamos totalmente satisfechos con la atencion y el servicio que nos dieron JOANA y su team o las personas que trabajaron con ella, siempre muy atentos y respetuosos y sobre todo el profecionalismo que en todo tiempo mostraron. Joana la familia Mora le agradece su ezfuerzo, GRACIAS

    Private - February 22, 2019
  • Joanne is awesome. She is all 5’s across the board. She was very responsive to all my questions and needs. I could not have asked for better service! Joanne is a tremendous loan officer and is a great representation of your company. She went above and beyond to make everything very easy for me. She […]

    Private - January 10, 2019
$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

$

10%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

$

0%

1%

5%

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Popular Home Loans

Below are just 3 of our many home loan options offered here at We Fund LA. Whatever your home loan product and services needs, Joanne Valverde is here to help. Our variety of home loan products and our commitment to always putting our borrowers at the center of all we do are why Scotsman Guide named Finance of America Mortgage, We Fund LA's parent company, as a Top Mortgage Lender two years in a row.

Conventional Home Loans Los Angeles

Conventional Home Loans

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More
Jumbo Home Loans Los Angeles

Jumbo Home Loans

You’re buying a home that requires a mortgage above the conforming limits. You’ve got the income and cash reserves to support a large house loan.

  • Higher Credit Scores
  • Higher Down Payments
  • More Expensive Homes
Learn More
VA Home Loans Los Angeles

VA Home Loans

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More
View All Home Loan Types

What's Your Home Worth?

August 28, 2020

Mortgage Minute Volume 7, August 2020

FHFA Refinancing Fee-Delayed Originally on August 12th, the FHFA (Federal Housing Finance Agency), announced they would be assessing a 0.5% fee on all refinances that were delivered to Fannie Mae and Freddie Mac after September 1st. This meant any conventional refinance that closed basically after August 20th was subject to the fee. A typical refinance […]

July 29, 2020

Mortgage Minute Volume 6, July 2020

Interest Rate Update Interest rates are hovering near all-time lows. However, you have to be careful with the reports that the media puts out in terms of rates. A couple weeks ago, there was a report that rates had hit an all-time low according to the Freddie Mac’s report. When going to Freddie Mac’s website, […]

May 28, 2020

Mortgage Minute Volume 5, May 2020

Will Rates Get Lower? The current rates are at historic lows, even after the Great Recession of 2008. Rates have remained steady and some have asked why they have not gotten lower. There are two catalysts playing an important role that have been ripple effects caused by the Pandemic: 1.) Banks are experiencing capacity issues […]

April 2, 2020

Mortgage Minute Volume 4, April 2020

Mortgage Update Due to the Covid-19 pandemic, we have seen many significant changes in the mortgage industry that will have an impact on how you conduct business moving forward. With underwriting guidelines and loan programs changing, we will all be living and operating in a plain vanilla loan world for the foreseeable future. A strong […]

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Contact Joanne Valverde

Joanne Valverde - Sr. Mortgage Advisor

NMLS# 202704

323.810.2688

5715 N. Figueroa St Los Angeles, CA

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